\r\n Starting with your account \r\n \r\n Please, enter your account number and we will show you the documents you\r\n have pending to sign.\r\n \r\n
\r\n {hasError && \r\n
\r\n \r\n
\r\n ) : null\r\n }\r\n />\r\n {item.status.description}
\r\n {item.description && {item.description}}\r\n {afterSigningMessage}
\r\n{afterSigningContactInformation}
\r\n\r\n
\r\n );\r\n}\r\n\r\nexport function RenderInput({ item, ...props }) {\r\n return (\r\n \r\n \r\n {item.title} \r\n \r\n
\r\n );\r\n case DECIMAL_TYPE_NOMENCLATURE:\r\n return (\r\n \r\n \r\n Certain information needs to be validated. Please complete the\r\n following data.\r\n \r\n
\r\n );\r\n }\r\n\r\n return null;\r\n };\r\n\r\n const renderActions = () => {\r\n if (isFetchingUserDataToVerify || isFetchingVerifyingDocument) {\r\n return false;\r\n }\r\n\r\n if (userDataToVerify) {\r\n return true;\r\n }\r\n\r\n return\r\n Go to homepage\r\n \r\n }\r\n />\r\n );\r\n};\r\n\r\nexport default NotAuthorized;\r\n","import React, { memo } from 'react';\r\nimport Helmet from 'react-helmet';\r\n\r\nimport { DocumentsContainer } from 'components/layouts/Centered';\r\nimport HeaderContentFooter from 'components/layouts/HeaderContentFooter';\r\nimport { Content } from 'components/layouts';\r\n\r\nimport termsAndConditions from 'assets/eSign_TermsAndConditions.pdf';\r\n\r\nimport { APP_NAME } from 'redux/app/constants';\r\nimport Visor from 'components/common/PDFVisor/Visor';\r\nconst PAGE_TITLE = 'Disclosure and Consent';\r\n\r\nfunction TermsAndConditions() {\r\n return (\r\n <>\r\n
\r\n {userTypesData ? (\r\n \r\n Get users types\r\n \r\n )}\r\n
\r\n Understanding Your Rights
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires financial companies to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
Our Commitment
This Important Privacy Information (“Statement”) is being provided by Service Finance Company, LLC. We appreciate and respect the trust you show in providing your personal information to us. We value our relationship with you, so therefore, explaining to you how we collect, use, and protect your personal information is important to us.
Why We Collect Your Personal Information
We obtain and use your personal information to enable you to obtain financing for your home improvement projects. We collect your personal information to identify you, confirm facts about you, and to help us assess your request for financing.
Information We Collect
We obtain your personal information from a variety of sources, such as:
- Information that you, or others on your behalf, provided on applications and other forms, including identifying information such as name, address, telephone number, email address, Social Security number and credit-related information such as your assets, income, and liabilities.
- Information from your dealings and relationships with us, home improvement dealers, and others, such as financing information, services provided to you, and how you perform on your outstanding credit obligations.
- Information from consumer reporting agencies such as your credit history and credit score.
- Information, such as employment status and demographic data, from outside sources like home improvement dealers, employers, marketing firms, and other sources.
Protecting Your Personal Information
Safeguarding your personal information is important to us. We use systems, policies, and procedures that comply with federal law to maintain the accuracy of your personal information and to protect it from loss, misuse, or alteration. Your personal information is accessible by appropriate personnel who have a business need for your personal information. We provide training and communications programs to educate our personnel about the meaning and requirements of this Statement.
How We Use Customer Information
We use your personal information for our everyday business purposes such as to meet your requests for financing of your home improvement project, administer your account, comply with legal requirements, or report to credit bureaus.
Sharing Information with Unrelated Companies
All financial companies need to share personal information to run their everyday business. In order to provide you with the services you request, we share your personal information with unrelated companies—companies that are not affiliated with us. This sharing allows us to service accounts, provide the services or products requested, report our experiences to credit bureaus, protect our business against fraud and unauthorized transactions, and respond to governmental requests and regulatory requirements. We do not share your personal information with other companies unless an agreement to protect your personal information is in place, except as otherwise permitted by law or regulation.
Most commonly, we may share your personal information with financial service providers and non-financial companies that provide services for us or on our behalf, such as companies that prepare account invoices or statements, help us service accounts, provide computer and systems support, and other services.
Simply put, we do not sell or otherwise provide your account or other personal information and we do not sell or otherwise provide the account or other personal information related to former account holders to non-affiliated third parties for the purpose of independent telemarketing or direct mail marketing of any products or services.
State laws may give you additional rights to limit sharing. SEE BELOW FOR MORE ON YOUR RIGHTS UNDER STATE LAW.
Vermont and California Residents
We do not share any of the personal information that we collect about you without your express written consent, except as otherwise explained in this notice.
New Jersey Residents
The following additional provisions apply to you: (1) except for the provisions in this Statement that are applicable to residents of California, Nevada, Texas and Vermont, this Statement fully applies to you; and (2) qualifying language in this Statement such as “except as otherwise permitted by law or regulation” or “as required by law” refer to New Jersey and Federal law, and are not intended to address the enforceability or applicability of this Statement in other jurisdictions.
Nevada Residents
Nevada law requires us to disclose that you may request to be placed on our internal \\\"do not call\\\" list at any time by calling 1-866-379-0019, and that we are providing this notice to you pursuant to state law, and that you may obtain further information by contacting the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; phone 702-486-3132; email BCPINFO@ag.state.nv.us.
Texas Residents
For questions or complaints about your retail installment contract, contact Service Finance Company, LLC at (866) 703-3140 or mail to Service Finance Company, LLC, Attn: J. Johnston, Texas Privacy, 555 South Federal Highway, Suite 200, Boca Raton, FL 33334. The Office of Consumer Credit Commissioner (“OCCC”) is a state agency, and it enforces certain laws that apply to this contract. If a complaint or question cannot be resolved by contacting Service Finance Company, LLC, you can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705, (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.
California Residents
The California Consumer Privacy Act (“CCPA”) provides consumers with the right to opt out of the sale of their personal information. However, we do not sell personal information subject to the CCPA to third parties.
Future Changes
This Statement updates and replaces any previous Statements you may have received from us about the collection, use and protection of your personal information. We may change this Statement at any time and if we do, we will notify you as required by law.
Your Questions
If you have any questions regarding this Statement, please contact us at (866) 703-3140.
Rev 070120_online
Where do I find the language regarding my Interest Free Promotion?
Depending on your state, the interest free promotion will be listed in one of two places. It will either be on the last page of the retail installment contract under \\\"Promotional Period Offer\\\" or on the Addendum to the retail installment contract. Having trouble locating it? Please call us at 866-393-0033 for assistance.
How is my personal information protected?
We use standard SSL (Secure Sockets Layer) encryption technology for establishing an encrypted link between our server and your computer. SSL allows for sensitive information such as social security numbers, and login credentials to be transmitted securely.
Is it safe to use an open wireless network to access my account?
It is not really safe or recommended to connect to an unknown open wireless network. Any and all information sent over an unsecured wireless network (without WPA or WPA2 security code), is sent in plain sight. Make sure your computer and connection is secure.
How do I make my payments?
You may send in your payment with your monthly pre-printed coupon, use our secure online borrower portal (https://myloantest.svcfin.com/Login), access our IVR by calling (866) 254-0497 option 5, setup a direct bill pay through your bank, or call our billing support team at (866) 254-0497 option 4 during regular business hours.
Will I get statements?
Monthly statements will be sent approximately 15 days before each payment is due by US Mail.
We will create your billing account after the installation work is complete. Your first payment will be due 30 days after the installation is complete, and your first monthly statement will arrive approximately 18 days after the work is completed. It will arrive by US Mail.
What are the payment methods?
Check, ACH, Money Order or Cashier's Check.
Financing Types?
We offer a variety of financing programs, including: No Interest, Deferred Interest, and Long Term Installment which provide low monthly payments. Please check with your dealer regarding a specific financing program.
Can I make a payment with my credit or debit card?
We do not accept payments using credit or debit cards.
Is there a pre-payment penalty?
No
What is the Promotion Offer?
If your loan has a Promotional Period Offer, the box will be checked that states the Promotional Period Offer applies. The Offer outlines the terms and conditions of the loan. Please read and understand the Promotional Period Offer before signing your documents.
Can I add more work to my contract?
Once the work is complete and the dealer is paid, you cannot add additional money to the loan. You will need to apply for a new loan.
Is this like a credit card?
No. This is an installment loan, not a revolving line of credit. It is for a fixed finance amount with a fixed term.
How is the dealer paid?
Once the work is complete, you will authorize the payment to the dealer. Service Finance will send the money directly to the dealer's account using ACH (Automated Clearing House.)
Does this loan have late fees?
Check your contract. Late fees are state specific and are disclosed on your contract.
Subordination Requirements
- The loan with Service Finance Co must be current.
- Copy of the loan estimate worksheet and/or closing disclosure
- NO CASH BACK
- Signed borrowers authorization
- Title Report
- FedEx or UPS label (for the return of your documents)
- Subordination agreement
- $75.00 processing fee (check only made payable to Service Finance co)
- OR
- $150.00 processing fee (check only made payable to Service Finance ) if Service Finance prepares the sub agreement
- ***Your contact information***
Please submit the above requirements in one package. The packages will be reviewed and if approved, executed and returned within 10 business days of receipt.
Remit Documents to:
Service Finance Company, LLC 555 South Federal Hwy #200 Boca Raton, FL 33432
If you have any questions regarding the subordinations, please contact Christine at 866.254.0497 ext 3813
The Company was founded in 2004 and has been operating since that time by home improvement and banking professionals with more than 100 years combined experience. SFC is an approved FHA Title I Lender, a fully-licensed sales finance company and third-party servicer authorized to conduct business in all 50 states including the District of Columbia. The Company has more than 8000 direct dealer relationships and provides convenient installment financing solutions to their customers.
Address: 555 S. Federal Hwy, #200 Boca Raton, FL 33432Phone: (866) 254 - 0497
Fax: (866) 257 - 8122
Email: info@svcfin.com
Hours:
- Mon-Fri: 8am - 12 midnight (EST)
- Sat: 9am - 11pm (EST)
- Sun: 12 noon - 6:30pm (EST)
Another way you can Contact us through our contact form.